Car Insurance

Looking for car insurance in NZ? Autosure offers comprehensive cover that helps pay for repairs or replacement when things go wrong, so you can get back on the road fast. With optional add-ons like glass cover and roadside assistance, you can tailor your policy to suit your needs.

What is Car Insurance in NZ?

Comprehensive Car Insurance provides financial protection if your vehicle is damaged, stolen, or you’re responsible for damage to someone else’s property. In New Zealand, having the right cover means peace of mind and fewer financial surprises after an accident.

Autosure’s car insurance is underwritten by Vero Insurance New Zealand Limited, giving you confidence your policy is backed by one of NZ’s leading insurers.

Key benefits of Autosure Everyday Plus Car Insurance

  • Comprehensive protection for accidental loss or damage.
  • Theft and fire cover.
  • Lifetime guarantee on repairs arranged through an approved repairer.
  • Allowances for emergency travel and accommodation costs.
  • Replacement of stolen keys and recoding of locks.
  • New-for-old replacement for the first year from original registration (conditions apply).

These policies are underwritten by Vero Insurance New Zealand Limited.

Optional add-ons

  • Excess-free windscreen and window glass replacement.
  • Roadside Assistance cover.
  • Hire car after an insured event.

Important information

  • Ways to save: increase your excess, pay annually, and choose only the options you need.
  • Payment options: fortnightly, monthly, or annually.
  • Exclusions: see the policy wording (including “We do not cover” sections and General Exclusions).
  • Cancellations: cancel within the first 21 days for a refund if you haven’t made a claim.

Other cover types

  • Third Party, Fire & Theft — Cover for fire or theft damage to your vehicle, plus your legal liability for damage to other property.
  • Third Party Property Damage — Cover for your legal liability for damage to other property.

Why choose Autosure for car insurance in NZ?

Autosure has been helping New Zealanders protect their vehicles for decades. We combine simple, straightforward cover with personal service. Whether you need optional extras or just want reliable comprehensive protection, we make it easy to insure your car with confidence.

Important disclaimer

This is a summary only. See the policy wording for full terms, conditions, exclusions, limits and benefits. This is not financial advice.

Policy documents

You can download the full policy wording below to understand exactly what’s covered and excluded:

These are our current policy wordings (purchased or renewed after 22 June 2022). Please contact us if you would like copies of previous policy documents or schedules.

FAQs about car insurance

Comprehensive cover generally includes accidental loss or damage to your vehicle, plus your legal liability to others. Limits, conditions, and exclusions apply, so always check the policy wording.

Yes. You can choose optional excess-free windscreen and window glass cover for extra peace of mind.

Roadside assistance is available as an optional add-on with Everyday Plus Car Insurance. It provides help with breakdowns, flat batteries, or if you lock yourself out of your vehicle.

Autosure’s car insurance policies are underwritten by Vero Insurance New Zealand Limited.

Get a quote

Ready to protect your car with car insurance in NZ? Get a quote today and discover why thousands of drivers choose Autosure for reliable, comprehensive cover.

These policies are underwritten by Vero Insurance New Zealand Limited. Find out more about Vero’s financial strength rating.

Privacy Preference Center